Tullamarine has a forest fire danger index of 98 but as we know there is nothing remotely resembling forest out there, plenty of grassland but next to no trees, so that rating is useless. The corresponding grass fire index for Tullamarine is 0.
From that you can deduce that there is zero fire danger for Tullamarine which is odd for a day like tomorrow. Ballarat has a rating of 64 and 7 (FFDI and GFDI repectively) which puts it in the severe category. The Dandenongs are only in the very high range.
I'd put my area somewhere between Ballarat and the Dandenongs so around 55 probably which is just into the severe category. A bad day but just your standard TFB day really. That 75mm of rain we had around 8 days ago may come in handy.
As for the Melbourne forecast, IMO it is common sense prevailing, but if you look at the graphical forecast (which I presume has now been updated with the 5pm time stamp on it), it is still only going for 41C in Melbourne. Since that system has been in place there has been no input from forecasters, it has just come straight from the model output. All of a sudden they are going against the graphical forecast and adding a couple of degrees to it. IMO they are erring on the side of caution with DPs. Some very low DPs in the fire estimates compared to what the models are saying. Could end up a bold move and an excellent one by forecasters or could end up an overestimation but anyway it is better to err on the side of caution and forecast the higher end of the scale than risk underestimating.