Insurance

[Blackee]

Last night I received a letter from Australia Post, who now offer Insurance.
I am currently with AAMI, but am thinking of changing.

Has anyone taken up their insurance with AusPost or do you deal with another company that is looking after you well? My main concern for Insurance is full coverage for quality house replacement in case of fire.

Discuss.

[Lily]

Having had to claim for two lots of storm damage, two cars written off (one storm, one car rolled off a mountain due to black ice) and two substantial burglaries, I would be sticking with companies that offer a good service when you need to make a claim. It's a false economy to go for the cheapest insurance and even comparing the different products' covers is not the be all and end all. It's when you make a claim and how they respond to your claim that really matters.

That's my advice, anyway

[Blackee]

I'm sure you've stated it in previous threads Lily, but who are you insured with?

[Lily]

GIO. They've been absolutely brilliant with every claim until this one. This time they've just been too darned snowed to be able to respond well to it, so they've dropped the ball on this occasion. But then, so have many other companies. Until the hail event, I couldn't have recommended them highly enough, but with this claim they've not been nearly so good to deal with. That said, as things slowly, slowly move towards some sort of resolution, they are being reasonably generous and responsive which is good. Just a long time coming is all. Our total claim is heading up towards the $100K mark now

[Australis(Shell3155)]

Im with Calliden and have Elite Care Home and Contents Insurance, Ive just recieved my renewal to find that it has now gone up from $959.00 last year to $1448.00 this year. the basic defined events policy is $1107.00. GRRRR.